Asuransi Kesehatan Terbaik Dan Murah Ezi ndawo zifanisa zisebenza kwi-commission-commission ngokuvumelana nemali yabo yempilo. I-Inshurensi yezeMpilo ye-Private Ombudsman nayo isebenza kwiwebhusayithi yamahhala evumela ukuba abathengi bafune kwaye baqhathanise iimveliso zomshuwalense wabucala, okuquka ulwazi malunga nexabiso kunye nenqanaba lokukhupha. Ininzi inkalo yomshuwalense wezempilo yangasese e-Australia ilawulwa yi-Private Health Insurance Act 2007. Izikhalazo kunye nokubika kwimbutho yezempilo yabucala yenziwa yi-arhente karhulumente ozimeleyo, i-Private Health Insurance Ombudsman. I-ombudsman ishicilela ingxelo yonyaka echaza inani kunye nesimo sezikhalazo kwiziko lempilo ngalinye lifaniswe negalelo lawo lemarike. Inkqubo yempilo yabucala e-Australia isebenza kwisiseko "sokulinganisa uluntu," apho iiprimiyamu ezingafaniyo ngenxa yembali yomntu wangaphambili wezokwelapha, imeko yangoku yempilo okanye (ngokuthe ngathethiyo) ubudala babo (kodwa yabona iNgcaciso yeMpilo yeNcwadi engezantsi). Ukulinganisela oku ngamaxesha okulinda, ngokubhekiselele kwiimeko ezikhona ngaphambili (ngokuqhelekileyo zibhekiswe kumashishini njenge-PEA, emela "ukugula kwangaphambili").
Iifom zinelungelo lokumisela ixesha lokulinda kwiinyanga ezili-12 kwiintlobo zonyango lwezonyango iimpawu kunye neempawu zazo ezikhoyo kwiinyanga ezintandathu eziphela ngomhla wokuqala komntu. Banelungelo lokunyanzelisa iinyanga ezili-12 zokulinda iintsuku zokuncedisa unyango olunxulumene nesimo somqobo, kunye neenyanga ezi-2 zokulinda zonke ezinye iinzuzo xa umntu eqala ukukhupha i-inshurensi yabucala. IiNgxowa zinengqiqo yokunciphisa okanye ukususa ixesha lokulinda kwiimeko ezithile. Bakhululekile ukuba bangazibopheli ukuba baqale, kodwa oku kuya kufaka ingxowa-mali engozini "yokukhetha okuchasayo", ukukhangela inani elingenakubalwa lamalungu avela kwezinye iimali, okanye kwi-pool yamalungu athetha ukuba mhlawumbi ajoyine amanye Mali. Kuza kubatyelela abantu abaneemeko zonyango ezikhoyo, abangenakho ukuba bathathe i-inshorensi nonke ngenxa yokukhanyela inzuzo kwiinyanga ezili-12 ngenxa ye-PEA Rule. Iintlawulo ezihlawulwe ngenxa yeemeko ziya kubangela uxinzelelo kwiimali ze-premiums kumalungu onke eengxowa-mali, kubangele abanye bayeke ubulungu babo, obuya kubangela ukuba kuphakame ukunyuka kwama-premium, kwaye umjikelezo onobungozi wamalungu ephakamileyo aphuma kumalungu e-premium aya kubakho. Asuransi Kesehatan Terbaik Dan Murah
